Category Archive: Success

Sep 03

Doing What You Love…

Are You Putting Up With Life Or Living It?:

what you love

Confused? Don’t know what you want to do? Struggling to find real success?  Are you one of those people who are walking through life like a zombie?  Doing the same thing over and over again.  Going to a job everyday that you hate.  Living with a spouse that you can’t stand.  Dealing with ungrateful children that you just can’t satisfy. Putting up with life instead of living life.

Are you one of those people?

I sure hope not.  Life is limited by time. There is a beginning and an end. It matters much what is done in between.  I can honestly say that I’ve been working professionally for over 26 years.  And in those years I’ve changed careers several times and I’ve discovered what I like and what I don’t like.  I know what I’m good at and what I’m not so good at.  I know that I love people and I love marketing.  I love online marketing and I’m good at it.  This year, I’m going from being good to being great at online marketing.  I also love training and teaching.  It is my passion.  As we enter into the 4th quarter of I will do more of that.  I find it both fun and fascinating.  I also love to write.  It is another one of my passions.  I guess that’s why I got a Masters in Creative Writing.  And I vow to do more of that as well.

What Do You Love?

Have you figured it out yet? That thing that you can do all day and never get tired. That thing that some people will call work while to you it’s nothing but play.  What is your passion?  Until you find out what it is and pursue it without ceasing then for you the struggle will always be REAL.  I hope and pray that everyone finds their passion and begin to live it out loud.  Because honestly, I’m tired of hearing that the struggle is REAL. There is no box and no struggle other than the box that you put yourself in.  And just like you put yourself in a box, you can find your way out of it. The route is easy.  The same way you got into the box is the same way that you can get yourself out.  It all starts with doing what you love and loving yourself enough to do what you love no matter what. No excuses. Go for it.

Join me in one of my passion events…The Online Marketing Mastermind Live, taking place on Oct. 1st and 2nd where I will share all of my online marketing secrets in a private board room setting where you can get 1:1 attention.  You bring your laptop and I’ll bring my knowledge and together we will get to work and make big things happen for your brand. Register now at www.onlinemarketingmastermindlive.com

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Permanent link to this article: http://tonicolemanbrown.com/doing-what-you-love/

Sep 02

Online Marketing: I thought I knew it all too…

Have you ever had a time when you thought you had everything figured out?  Or have you ever had a time when you just knew what you knew and no one could tell you any differently?  Well that was me.  I just thought I had it going on.  I thought I had it all figured out.  Especially when it came down to marketing.  I mean when it comes down to generating leads I am and always has been a beast.  My last campaign delivered over 300 leads in less than 7 days.  My last ad on FB is still generating leads because it was shared so many times.

lastest post boost

You see all of this is great.  But if you don’t have a strategy and a plan or a sales funnel set up to monetize these leads on the back end then all you will have is a whole lot of leads who will soon forget you if you don’t keep up with them on the back end.

I used to think that all I needed was a good leads campaign to be successful, but that’s just a part of the equation.  The fortune comes from what happens immediately after you generate that lead.  And this is where most people blunder and I must admit that I used to be one of them.

But these are the things that no one will tell you.  And honestly I know why they don’t tell.  They don’t tell because they don’t believe that you will understand and when marketers like myself start talking about sales funnels, lead magnets and tripwires most people’s eyes begin to glaze in bewilderment.

But the truth of the matter is that most people will not have success on the internet until they begin to learn these things.  However, remember that it’s not good enough to learn the concepts, you must also implement them.

This is why I am hosting the Online Marketing Mastermind Live event.  At this event you will receive hands-on experience with all of the concepts needed for you to market and promote your business successfully online.   Grab your ticket and learn more at www.onlinemarketingmastermindlive.com

Make sure to subscribe to my blog.  Use the button to the right. : )

 

Permanent link to this article: http://tonicolemanbrown.com/online-marketing-i-thought-i-knew-it-all-too/

Apr 14

Facebook Shut Me Down…

Hey – Did I ever tell you about how Facebook shut me down?  I probably didn’t, so let me explain what happened.  I don’t know if you knew this, but I had a course called, “The Ultimate Facebook Mastery Course” and the URL was ultimatefacebookmastery.com and one day I received an email from a Facebook attorney telling me that I needed to cease and desist using this URL because it had Facebook’s name in it.

 

Can you imagine how I felt? Exactly! I was crushed!

 

But that’s just how it happens.  One day you can be doing business and all is well and then another day you can get shutdown.  What did I learn from this?  Well, I learned never to use another company’s name in my URL’s or in my product course names. The good news was that I had had all of the course materials also included in my Ultimate Social Media Mastery Course, so I wasn’t too distraught.

 

The truth of the matter is I’ve learned a lot about social media over these past few years since my first Small Business Boot Camp Social Media Mastery event, which took place in April of 2012.  I know how to get hundreds of leads each week from social media sites like Facebook.  I also know how to generate sales from social media sites like Twitter, Facebook and Instagram. And I know how to build custom audiences based on my past customers and so much more.

 

And Guess What?  There is good news…

 

And the good news is that I will be sharing everything that I know about social media at the upcoming 4th Annual Small Business Boot Camp for Women happening on July 18, 2015.  This event is going to be amazing.  I am convinced that it will be the best ever. Packed and Sold Out!

 

And I would like to see you there.  ====>Register<====

 

I will be making a MAJOR ANNOUNCEMENT at this upcoming Boot Camp event.  It is going to be a game-changer.  I promise.  Therefore, you will want to be in the house to hear the news live and in living color.

 

So make sure to secure your seat TODAY!!!  You will not be disappointed. I am looking forward to seeing you in person and filling you with knowledge that you can use to grow your small business..
Let’s get up close and personal so I can teach you what I know so that your business can grow, grow, grow!

 

Will you be in the house?

 

I hope so.  See you there.  ======>Register<=======

 

Toni Coleman Brown, Founder of the Network for Women in Business and Creator of the Small Business Boot Camp for Women
www.smallbusinessbootcampforwomen.com
646-421-0830

Permanent link to this article: http://tonicolemanbrown.com/facebook-shut-me-down/

Mar 24

You Can NOW Send Money via Facebook Messenger – Paypal Watch Out!

fb message money

Yes my friends, this is a real game-changer!  On Tuesday, March 17th Facebook announced that you can now send money to friends in messenger.

This will be accomplished with a really simple process.  What Facebook has done is added a dollar sign ($) at the bottom of the messenger screen.  All you have to do is tap on it and enter the amount you want to send to your friend and add a debit card and hit send.  It will be just that simple once it’s rolled out to every account.   To accept the cash all your friends will have to do is open the conversation add their own debit card and the funds will be transferred “right away.”  Boom!  That’s a beast-mode world domination move.

So Why Did Facebook Add This Feature?

According to them, conversations were already being had about money on messenger (I told you they’re watching).  According to FB, people were talking about sharing bills, sharing rides on Uber, etc.  So this was a natural progression for them to add this feature.

Facebook does not want it’s users to have to leave their site for anything.  They built this P2P service from the ground up, using their Facebook Ads system as the platform.  All payments processed will be encrypted, safe and secure.  Facebook is planning to go toe-to-toe with services like Paypal and Google Wallet because their service will be FREE of FEES ( at least for now) and will undercut Paypal and their dreaded fee structure.

The only major problem that consumers will have with this service is the fact that Facebook is tracking your every move and if you’re cool with that, then you’ll be cool with this service. I believe that Facebook is watching you more closely than the government.  Dan Kennedy who wrote in his book about Facebook makreting that Facebook is the tie that binds us.  Apple, Amazon, Ebay, Google…they all want the same thing and that is to know and understand consumers, better than consumers even know or understand themselves and by providing a service like this one, Facebook is getting closer and closer to cloning your consumer behavior, which is the main reason why all small business owners should seek to harness the power of FB.   Now is the time.

Check out the replay of my special webinar “The Top 10 Social Media Trends To Grow Your Small Business” and discover what’s hot and what’s not in social media today.

 

Permanent link to this article: http://tonicolemanbrown.com/you-can-now-send-money-via-facebook-messenger-paypal-watch-out/

Nov 12

Kim Kardashian Showing Her Ass Again!

Kim Kardashian West ChampagneKim Kardashian West

Kim Kardashian West is at it again.  I guess people just can’t get enough of seeing her big butt.  I guess she can’t get enough of it either because she is constantly putting it on display for all to see.  Amazing.  I’m not mad at this chick either because she seems to be capitalizing on her assets.  She is the buzz of pop culture.  People seem to either love her or hate her.  Me personally, I am fascinated by this new SELFIE and REALITY culture.  The internet has certainly changed things.  I’m over here doing what they call in texting land…SMH.   I can remember when people used to say things like “Her butt is so big you could put a tray on it.”  And this was something negative.  But today, all I see on TV are big booties.  We pay homage to people like Kim Kardashian West, but we ridiculed the slave Sarah Bartman, who had the original “tray” backside.  Sarah was put in a FREAK show to be laughed at, but this lady (KKW) is celebrated and paid millions.  Once again, I SMH and ask myself, “Have we really gotten to this?”  And unfortunately, the answer is YES.

sarah or saartjie baartman

Gone are the days in the USA when having an education is lauded.  We are a society now that places looks over substance.  I am a sixties baby.  And I grew up in the South.  As a little black girl my parents told me that I could do either one of two things when I graduated high school.  (Go to school or go to work).  I chose to go to school.  I graduated from Howard University with a B.B.A. in Finance and I received a Masters in Creative Writing from City College in New York.  As I sit back and watch reality TV stars rise to fame with cameras constantly flashing in their eyes, many with no formal education, but cashing in big time.  In fact, many of them are making more cash than the President of the United States.  Once again, I sit back and SMH as I face this reality and truth.

Not only do I shake my head, but I also scratch my head and wonder – what does the future hold for my own two daughters?  Will they have to show their ass to live a good life?  Will they go through life not knowing about the Sarah Bartman’s of the world?  Will knowing about her life (Sarah Bartman) cause them to be more conscious and not subject themselves to things like this?  I don’t know.  But here is what I do know.  I’m not mad at Kim Kardashian West, she can do what the hell she wants.  But I am offended at people that would pay homage to her big ass and ridicule Sarah Bartman’s officially born Saartjie Baartman.  Just something to think about – That’s all!

Please feel free to share your comments and thoughts below.

 

 

 

Permanent link to this article: http://tonicolemanbrown.com/kim-kardashian-showing-her-ass-again/

Jun 04

Success Tip| Read Books by Those Who Have Been Successful

success-1Reading books authored by others who have had success in your industry and taking action on the acquired knowledge is one sure fire way to become successful.  Knowledge is something that can be transferred from one person to another, but an experience cannot.  It doesn’t matter how much you tell a person about an experience, the individual will only be able to imagine what that experience was like.  There are certain things that you should experience for yourself and SUCCESS is one of them.

You Can Live Vicariously Off the Success of Others

You can live vicariously off of the success of other people.  When I read about what other people are doing successfully, YES, it makes me feel good, but there is nothing like experiencing that success for yourself and the only way you can do that it is through consistent and persistent action.

I love reading good books on success.  I love it when other people are kind enough to show you the way.  It’s unfortunate that more people don’t read these types of books, but hooray for those that do.

Back in 2006, I wrote a book to help network marketers achieve success.  That book is called “Quantum Leap: How to Make a Quantum Leap in Your Marketing Business.”  I am so happy to see that the book has resurfaced (thanks to Holton Buggs of Organo Gold).  I have been receiving comments like, “Many people tell us to work your business like a business, but you show us how.”  I am happy to see that my words still have an impact on the network marketing industry.  Many of my readers are telling me things like, “See you at the top,” and they’re asking for individual printed pages from the workbook so they can complete the exercises.  I love this kind of engagement.  It is quite impressive.  This proves to me that when people read and take action, they get what they want and these readers are clearly taking action because they’re requesting pages from the workbook.

Success Happens When You Look For It

Now about success…I believe that success happens when you go looking for it and when you actively work towards it.  Success doesn’t just land on your lap (although this sometimes happen, but it’s usually short lived).  If there is one that that I know for sure about success it is that most successful people are also avid readers.  They read everything that they can get there hands on.  This habit of reading is one that should definitely be adopted by anyone seeking to be successful.

Reading is magical.  You may not be able to experience what the reader is depicting, but the process of reading in itself is an experience and it’s one that shouldn’t be taken for granted.

So…if you want success in weight loss, read a weight loss book, if you want success in business, read a business book and if you want success in network marketing, read my book, “Quantum Leap: How to Make a Quantum Leap in Your Network Marketing Business.”  But at the end of the day; please – just read!

 

Permanent link to this article: http://tonicolemanbrown.com/success-tip-read-books-by-those-who-have-been-successful/

Jun 01

The 30 Day Blog Challenge

Today begins our 30 Day Blog Challenge.  Our Total Lifestyle Team is excited and ready to light up blogosphere with amazing content and information regarding health, wellness, and wealth.  Blogging is a fun way to get great information and content out about your business or personal views.  it is also a great way to attract potential clients and customers.

Have you ever tried blogging for 30 days straight?

Well, if you have then you should know that the benefits of blogging are tremendous. There are a myriad of great things that you can accomplish as a result of blogging and right now I will list my top five reasons why you too should write a blog and take the 30 day challenge with us:

  1. Sell a product.  Blogging is a great way to get the word out about a great product or service.  When you write about or promote a product you can really dig deep into the benefits of that product or service and give lots of detail regarding the product use or you can even demonstrate how to use a particular product or service.
  2. Build trust online.  When you blog, you naturally become a trusted online resource and you can even build a following of readers who love to read your posts.  People buy things from people that they know like and trust and blogging is a sure fire platform to build that trust.
  3. Establish yourself as an expert.  Writing a blog is a great way to establish yourself as an expert in your chosen field.  The more you speak about a specific topic and the more you write about it.  You become a trusted source for that particular field and being know as an expert is not a bad thing.  As a matter of fact that’s a pretty big deal.
  4. Become a better writer.  The more you write the better you get at it and the more you write on your blog, the better writer you will become.
  5. Drive traffic to your main site.  Your blog can be a part of your main site and you can best guarantee that every time you write a blog post the more traffic you will get from your website.  Therefore you should write frequently on your blog.  And target specific key words with every post to ensure that you get maximum exposure.

Focused Blogging

My team members and I are focused on getting positive results as an outcome of participating in this 30 Day Blogging Challenge.  I know that writing a blog post every day can be a challenge, but it is a challenge that is worth with it, especially when we know that about 50 blog posts increases web traffic by 30% and with stats like this who wouldn’t want to blog.

So join our team and blog with us.  Check us out on Facebook. The Total Lifestyle Team.  Join Us!

30day blog challenge

 

Permanent link to this article: http://tonicolemanbrown.com/the-30-day-blog-challenge/

May 09

Our Bodies Are Nutrient Deficient…What Can We Do?

healthyAccording to Dr. Wallach there is one sentence that has killed more people than all the wars in the last 200 years and that sentence is “You can get all the nutrition that you need from the 4 basic food groups.”  There are 90 essential nutrients that every human being needs every day to stay healthy. For every nutrient that is missing, there are up to 10 deficiency diseases, up to 900 in total.  Of these 90 essential nutrients, 60 are minerals. Therefore, two thirds of what we need are minerals.  Without minerals, vitamins have no function in the human body.  They are essentially useless.  There is not a single plant or animal or human that can produce even one of the 60 essential minerals therefore they must be consumed!  If the minerals are not in the soil, they’re not in our food.  So no matter what you think you’re eating.  It’s impossible to get the 90 essential nutrients from our foods.  According to the US Senate Document 264 (written in 1936),the minerals we need are not in the soil.

Many of the cereals we consume claimed to be fortified with vitamins and minerals but none of that is the true.  Our bodies are so nutrient deficient until diseases are running rampant.  So what is one to do?

How to Get the Essential Vitamins and Nutrients Your Body Needs?

The ONLY way you can get the essential nutrients that your body needs is by SUPPLEMENTING.  Dr. Wallach and Youngevity have the exclusive rights to the only known source of all 60 plant derived minerals in the world!  So Youngevity is the ONLY COMPANY/PRODUCT in the world that can offer all 90 essential nutrients.

This list of more than 90 essential nutrients includes at least 60 key minerals, 13 vitamins, 18 amino acids, and 3 essential fatty acids, making it the perfect foundation for a balanced and healthy diet.

60 Essential Minerals
Calcium, Magnesium, Phosphorus, Potassium, Sodium, Chloride, Sulfur, Cobalt, Copper, Aluminum, Arsenic, Barium, Beryllium, Boron, Bromine,  Carbon, Iodine, Iron, Manganese, Selenium, Zinc, Cerium, Cesium, Chromium, Dysprosium, Erbium, Europium, Gadolinium, Gallium, Germanium, Gold, Hafnium, Holmium, Hydrogen, Lanthanum, Lithium, Lutetium, Molybdenum, Neodymium, Nickel, Niobium, Nitrogen, Oxygen, Praseodymium, Rhenium, Rubidium, Samarium, Scandium, Silica, Silver, Strontium, Tantalum, Terbium, Thulium, Tin, Titanium, Vanadium, Ytterbium, Yttrium, Zirconium

16 Essential Vitamins
Vitamin A, Vitamin B1 (Thiamine), Vitamin B2 (Riboflavin), Vitamin B3 (Niacin), Vitamin B5 (Pantothenic acid), Vitamin B6 (Pyridoxine), Vitamin B12 (Cobalamin), Vitamin C, Vitamin D, Vitamin E, Vitamin K, Biotin, Choline, Flavonoids and bioflavonoids, Folic Acid, Inositol

12 Essential Amino Acids
Valine, Lysine, Threonine, Leucine, Isoleucine, Tryptophan, Phenylalanine, Methionine, Histidine, Arginine, Taurine, Tyrosine

3 Essential Fatty Acids
Omega 3 (EPA, DHA, ALA), Omega 6, Omega 9

All of the essential nutrients can be found in the Essential 90 Starter Pack offered by Dr. Wallach.  Take it from me, when you’re vitamin deficient you end up in the hospital. A severe iron deficiency can give you a heart attack and send your blood pressure racing.  I know because I ended up in the hospital from it.  A biotin deficiency can cause hair loss.  Subsequently adding biotin can cause hair growth.

Supplementing is our only chance for survival.  Start supplementing today. The Essential 90 Starter Pack is a must for every home.

Join Youngevity today for only $10 and get your Essential 90 Starter Pack at a discount.

 

Permanent link to this article: http://tonicolemanbrown.com/our-bodies-are-nutrient-deficient-what-can-we-do/

Apr 14

Is Cynthia Bailey a Fickle People Pleaser? A Lesson on friendship…

Cynthia Bailey

During an interview that aired last night, NeNe Leakes of the Real Housewives of Atlanta called Cynthia Bailey a fickle people pleaser.  I think NeNe was very wrong.  I don’t think Cynthia Bailey is a people pleaser at all.  I believe that she just has a desire to keep peace and minimize drama in her life and there is nothing wrong with that.  There is absolutely nothing cute about going around fighting with everyone.

I’ve been a fan of the Real Housewives of Atlanta for a very long time.  Probably since the beginning and I consider myself to be a very level-headed woman.  But the foolishness that I see on the show is downright ridiculous at times.  And it’s unfortunate that this is the level that we’ve succumbed to in today’s society. But for people like me, the show represents mindless entertainment and good hair salon banter.  And the dominating text lingo for me and most of my friends is (SMH)

NeNe has stated in previous interviews that she’s a boss and that she’s going to be one of the last one’s standing on this show, but at the rate she’s being upstaged by the likes of Kenya Moore, maybe she’s the one who will be leaving the show.  Looks like Bravo is banking on Kenya Moore who has boosted the shows ratings by leaps and bounds because of the drama that she brings to the dance.  And yes, I say “banking” because it seems as if she received a hefty increase after her first season on RHOA.  I personally believe that Kenya is probably one of the smartest chics on the show.  Each move she makes is very calculating and manipulative.  Every thing she does seems to be done with the end game in mind.  And regardless of how rude she appears, she knows how to side step so she doesn’t end up falling into a ditch. And Porsha should never go up against her because she doesn’t stand a chance.  Porsha is not dumb, but she does have dumb moments.  If she would just read a few books she will be alright.

But I digress, back to the Cynthia and NeNe issue.  Cynthia doesn’t like to ruffle feathers and just because she’s friendly with everyone on the show that doesn’t mean she’s not loyal to you NeNe.  There is a difference between being friendly and being friends with someone.  NeNe is just a bully and she’s not that smart as a matter of fact, she’s not that much different from Porsha.  She just masks it under this seemingly tough exterior, which is not really that tough after all.  Because anytime someone gets mad over someone being “friendly” with other people, that’s just stupid and it doesn’t mean that you two are no longer friends.  But I’m sure after the interview aired last night Cynthia for sure won’t want to have anything to do with her.  NeNe is going to find herself lonely and alone if she keeps alienating people.  She has to realize that people have the right to be friends with whomever they choose.  It doesn’t take away anything from you when someone is friends with someone else.

This brings me to the real reason why I wrote this piece.  I am getting very close to being 50 years old.  Yes, I said it.  And life has taught me a lot.  I have a lot of people that I associate with, but very few that I truly call my friends.  As people get older, I believe they begin to realize things about people, family and friends.  And that is that you can’t really depend on any of them for your own success.  Your wants, your needs and your desires can only be met by you and if you depend on other people you will be disappointed every time.  So, don’t be discouraged when people disappoint you, be encouraged and don’t disappoint yourself.  Because this is YOUR LIFE and you have to live it.  We come into the world alone and we will leave it alone.  We have to learn how to be our own best friend and how to make ourselves happy.  Because at the end of the day, Happiness is a choice – so make sure to choose it!

 

Permanent link to this article: http://tonicolemanbrown.com/is-cynthia-bailey-a-fickle-people-pleaser-a-lesson-on-friendship/

Feb 19

52 Week Money Challenge in Reverse

52-Week Money Challenge

It was the beginning of the New Year and I happened to be fumbling around Facebook and I ran across something called the 52 Week Money Challenge.  The 52 Week Money Challenge is a simple savings plan that allows you to save $1,378 by the end of the year.  You will do this by saving $1 dollar each week and adding $1 to that amount each week.  By the end of the year the maximum amount that you will have to save in a week is $52.  This is a really cool challenge for those who feel strapped for cash at the end of the year and find themselves struggling to buy Christmas gifts for their families.  This could be a great way to get into the habit of savings in general.

But Wait! Why not do the 52 Week Money Challenge in Reverse

How do you do that?  I’m glad you asked.  Instead of waiting until the end of the year to save the higher amounts start off the year saving the higher amounts.  For example, start off the New Year at Week 1 saving $52 and Week 2 you can save $51, this way at the end of the year, you do not have to burden yourself with the higher amount of savings, you can bear the brunt  of this higher amount of savings at the beginning of the year.

The challenge also calls for you to take the money and stash it away in a jar where you can see it.  Well, this would not work for me for a couple of reasons.  First, I would probably be like most people tempted to take the money out of the jar and if I wasn’t tempted I know my teenage daughter would be tempted to take it.  (And yes. My daughter would find some reason why she needed the money and would definitely take it.  She seems to think that what’s mine is also hers.)  So…what do you do in cases like this?

Well, you open up an account with Capital One 360 (formerly ING Direct).  This is an online savings account that pays you interest.  Some of the features of this type of account are:

  • No fees, no minimums, earn interest: Max out your savings with a variable 0.75% Annual Percentage Yield (effective 2/19/2014). Plus, 360 Savings is linked to your current checking.
  • You’ll be stashing it away: Open multiple accounts (and nickname them), track great saves with My Savings Goals Opens a new window and put your savings on auto-pilot with an Automatic Savings Plan Opens a new window.
  • We have your back: Your deposits are FDIC Federal Deposit Insurance Corporation–insured up to $250,000 per depositor.
  • You’ll be part of Savers’ Nation: Join millions of Savers already living the money-in-the-bank life.

These are some really cool features that will make savings fun and to top it off, now instead of  your money being in a jar it will be in an account that earns interest.  And you know what is the best part about that?  Now you will have saved far more than $1,378, because of the interest you will have earned, especially by saving the largest amount first.  So why not do it and Pay Yourself First.  If you do the 52 Week Money Challenge this way by the end of the first month you will have saved over $200.00

So if you’re game and want to get started, let’s do it.  Leave a comment below or hit me up on Facebook letting me know that you got started.

Send me a friend request:  http://www.facebook.com/tonicolemanbrown

Like my Fan Page:  http://www.facebook.com/antoniacolemanbrown

Also, remember, if you find that life is getting a little too overwhelming then pick up my new CD “Get Focused.”  It will help you to get focused on what it is that you want to do and it will allow you to generate more clients, leads and sales for your business.  In addition to this, it will also bring more balance in your life.  So, pick up your FREE audio today at www.getfocusedcd.com

 

Permanent link to this article: http://tonicolemanbrown.com/52-week-money-challenge-in-reverse/

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